Missmarla’s Weblog

Posts Tagged ‘insurance fraud

Back in 1938, widening Olive Ave. (Tower District) a mere 2’ was front-page news!
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Olive Ave. remained a tight, narrow, 2-lane street.  Traffic was slow through Fresno’s “historic” Tower District but the thought of widening the street again was absurd.  The streets were lined with store-front properties – the destruction it would cause was unthinkable, the public (let alone property owners) would never agree.
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So how it is possible that Olive Ave. now has a middle lane?
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olive3Pics
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Actually, countless people saw it being widened 1 block at a time over the past several decades.  But it was done so slowly, it did not call attention to what was taking place – the fires, reconstruction, the annihilations / takeovers.  Below – do you remember all these fires?  Keep in mind this does not include all the fires down the residential streets as parcels were being rebuilt on top of the revised underground infrastructures.
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As the fires and reconstruction continued, property lines were being shifted in a “ripple affect.”  Below – this is not to scale, just an idea of what one block looked like “Before and After.”  Including Olive Ave. widened; side streets widened; relocation of utility poles, storm drains, etc.
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BloxxJuly2015
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It had been going on for decades when, in 1991, the City of Fresno wanted to RE-ASSURE the public that Olive Ave. would never be widened.
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oliveWiden1991YY
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And here, in 2006, you see Mayor Alan Autry backing up perjury to deny the annihilation of several property owners (including my family and me) in order to tear the properties apart  and rebuild with trash on top of cross-connected gas lines for another Olive Ave. fire, followed by illegal takeovers – then have me threatened if I ever contacted or pled for help again.
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restrainOrdUpdated
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Upon exposing trails of dead victims, pawns and participants, including evidence behind so many fires, murders and deaths that followed victims being deliberately exposed to deadly sewage (timed and deliberate) – fraudulent and forged legal documents / insurance papers of dead victims – corrupt insurance agents, attorneys and title companies behind illegal takeovers – multi-million dollar cover-up of evidence behind the fires and murders ensued.
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The City of Fresno then had more records altered, “historic” aerial views altered, photos discarded or scanned/altered to the current layout as “proof” that Olive Ave. was never widened.
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NOTE:  Although this is taking place FAR beyond Fresno’s “Historic” Tower District – stay tuned, this area (and beyond) is also being taken over for the high-speed rail project.  Killings, properties turned over to participants, then the City can step in with more imminent domain takeovers at little cost, without any protest. That would also explain why exposing the atrocities was treated as the biggest crime of all!

My comments left on friend’s post dated today – Sept 4, 2015.  Regarding corruption in Fresno, CA – including the very agencies claiming to serve and protect us.   Police Department, Coroner, Mayor  and more.  As long as I remain pinned down, called a “liar” about what the City and their accomplices die to my family and properties behind the water scam, all is well.  The City of Fresno and their accomplices behind the annihilations / takeovers are free to continue because as the City laughed, “Nothing is on record, therefore none of this took place.”  THEY PROHIBITED MY REPORTS!  Upon exposing solid evidence behind so many deaths / murders – multi-million dollar cover up ensued.

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On record, it can easily be verified that I reported a local estate planner for a pattern that follows his offers to elderly clients of “help with home repairs” – sewage back spills (linked to his “secret sideline” explained in earlier blogs), illness/death, forgery of insurance applications, altering legal documents (while reciting his motto: “You can’t live for the dead”), suspected homicide.  Giving instruction on when to stop making rental payments to force property owner into foreclosure, followed by HIM stepping in to pay cash while laughing, “Most people are 1 paycheck away from bankruptcy.”  I also reported what he and his entourage did to my family members and me in order to seize control of our properties and assets.  I reported the fraudulent insurance policy, appointing himself beneficiary.  I reported how he conspired with an estate attorney in having fraudulent legal documents prepared for my signature as I was being administered unknown chemicals – appointing HIM, “Successor Trustee” to my family’s properties despite an IRREVOCABLE TRUST!  Using underhanded tricks and techniques to prevent me from handling my family’s estate as it was supposed to have been, while turning me into the criminal.  At one point he even hired someone to enter my home while I was at work, taking all my family’s personal and business files – having them copied!  His defense was that I am “crazy” and a “liar.”  Case closed.

On record, it can be verified that I reported the estate planner’s partner, nearby resort owner.  Poisoning, secretly filming and recording me, which served to sever ties and convince all that I was “crazy.”  That cleared the path for what he and the estate planner did to my family members as well as our properties.  I reported this man’s boasting of filming guests of his resort; the pattern of their homes being robbed and sometimes burned, followed by employees showing up with belongings they claimed were “given” to them.  I reported forged legal documents – verified by a licensed handwriting expert.  I reported how he, the estate planner and attorney conspired in taking my family’s properties.  I reported the resort owner also boasting that he would own the Laundromat across the alley from our properties as well.  Sure enough, by the time it was over, not only had we lost our 2 income properties, the owner of the Laundromat was never seen again – signature on new deed looks like the one I saw the estate planner forge (trace) on an insurance application (same misspelling as well.)  I later learned of his connections that intertwine with this Laundromat – a secret he kept from me the entire 25 yrs I knew him.  Had he not repeatedly set the closed file on my desk toward the end as a hint, I would not have recognized the name.  Note the earlier signature of the owner to the Laundromat back in the 80s, which does not match.  Another “turnover? i.e., real estate theft / ID theft?  No investigation. 
Coincidence?  The new owner of the Laundromat lives next door to the resort owner! The very person who said HE would be taking it over!  This resort owner used to carry on about how horrible my handicapped uncle looked prior to his death – telling me it was “time for him to die.”  He talked about removing gold-filled teeth from victims – I am sickened at the thought that he was likely referring to my uncle’s teeth.  I was my handicapped uncle’s care provider – NEVER did I introduce this man to my handicapped uncle; magnifying my suspicions of more than mentioned here.  Aerial views verify that people were entering the premises without my knowledge or consent while my uncle was still alive.  Hospitalization coincided with sewage back spills; his death coincided with the citywide upgrade that took place in front of our properties, which is when the estate planner rehired me, leaving no one home during the days; he immediately took me to WI for 10 days as the major alterations took place.  I reported the resort owner for poisoning me as he said I would be meeting the others, including his former wife,  “IN ANOTHER WORLD!”  Clearly, he and the estate planner set out to take my family’s properties by fraud as evidence indicates has been done to others.  All the resort owner had to do was show clips of me while being poisoned to assure anyone that I was “crazy” and a “liar.”  The opinion of a licensed expert was insignificant.   Case closed. 
ExpertHand
On record with the CA State BAR Association are complaints filed against the estate attorney, for preparation of fraudulent legal documents, wrongful information regarding bookkeeping, and suspected involvement in a massive real estate theft operation.  Most of my bookkeeping then “vanished” – hard drives erased.  My bookkeeping may have been a mess due to the condition I was kept in, but every cent was accounted for.  Not only did this attorney deliberately lie and set me up for some heinous and barbaric crimes, I reported my concern over his partnership with the estate planner – they were attending Estate Planning Council meetings, soliciting elderly clients, sharing them back and forth.  What they did to me could easily be an example of what they were doing to other clients they shared.  
No investigation.  (The attorney later closed his office without notifying his clients, never to be seen or heard from again.  Disbarred with several cases pending against him.
 
On record are reports of the horrendous damages caused to our properties as the sewer and water lines were replaced in the alley without notice or authorization.  Instead, the city risk analyst lied about the cause of recurring sewage back spills, followed by ongoing illness, respiratory, cellulitis; hospitalization of my handicapped uncle; illness, amputation and death of my next-door neighbor, where sewage flooded their back yard.  The risk analyst merely said, “Not my problem.”  As for annihilating property owners in order to seize control of property to carry this out, including forged and fraudulent legal documents, etc., I was called a “liar” and “crazy.”  I made this up? 
I then asked the senior risk analyst about the new / relocated water meter in the alley (connected to the sewer vent in my yard that went from 2′ to 10′ from the fence) – he demanded that it was MY problem since it was on MY property.  (I don’t own the alley or maintain the city water meters.) 
WaterMeter
As for the unauthorized relocation and reconnection of the utility pole behind the Laundromat, by an unauthorized / unlicensed group (I have names), which resulted in an additional $900 to my utility bill that month, I was called “crazy” and “liar.”  Despite other witnesses to this, with PG&E’s records altered and numbers on the poles transferred, they remain oblivious.
Alley
Called “liar” and “crazy” about the altered property lines.  Structures removed as others expanded or shifted down in a “ripple effect” over the course of many years – properties along main roads the last to be altered – Olive Ave. was a dangerous street to own property.  The deaths, fraud, fires (min. 18 fires in a 2-mi. stretch) – whatever it took to vacate the properties, then lined with “planted” occupants who would not complain or “witness” what was coming or what took place.  Destruction and haphazard patching of Fresno’s Historic Tower Dist. (When the middle lane miraculously appeared.)
Before and After
   
As for the unauthorized street widening, storm drain relocation, fire hydrant relocation, I was called a “liar” and “crazy.” 
My family and our properties were targeted years earlier.  Recruting my siblings makes this group appear legitimate, however, this operation works on a “rotation basis.”  It has already been implied that 2 of my 3 siblings are dead – if that is correct, I would have no way of knowing.  Severing ties is all part of how this is carried out – no one knows about the other; no one knows about fraudulent or forged documents.  These are the 2 siblings whose names are linked to others among this group – they believe these people are their “friends.”  With so many “credible witnesses” ID theft has never been easier.  Below – see how we were located on this group’s trail – they would have to recruit or eliminate in order to get by with widening the road and replacing sewer/water lines:

Olive Ave.

Olive Ave.

 One nighmare after another – no help in sight.  Not only are neighbors and tenants (and others) linked, they have trails of the same horrors taking place throughout town.  The intertwining and rotation is incredible as innocent residents are being annihilated in order to rob and vacate property to alter the water system.  These people serve as “credible witnesses” that nothing took place.  Their “word” far surpasses anything said from a “crazy liar” who got away before they finished what they began.  Their “word” is given more value than official city records and/or photographs of the TRUTH!  If you can destroy your victim’s credibility and make them look horrible enough, no one will ever question YOU or look into YOUR trail.  The so-called “experts” will even assist in the annihilation of your victim/s.  Once they do that, their only concern is in not being caught – the truth becomes their enemy as well.  Needless to say, the hell and attempts to have me annihilated have increased.   

So how will they cover up or deny my next discovery.  The very people I was reporting from the very beginning for suspected homicide and attempted murder are not only linked and behind what was done to owner of the Laundromat, who was never seen again, as well as his property (stripped, gutted and rebuilt without permits or inspections) – they are linked to the unsolved murder that took place on the other side of me.  Same motive; same unauthorized altering of city and private property; no permits or inspections – only altered plat/parcel maps to cover up the evidence.  Same estate attorney.  Same “credible witnesses” who said that nothing was taking place at the time of the tragedy, nor did they have any idea of a motive.  Same “auction people” intertwining in the unsolved murder as well as more deaths right around the corner, next door to the “credible witnesses.”  
  
 
What happened to the so-called concern over this unsolved murder.  Fresno Police detectives offered a reward for information yet the information does not appear to be wanted or allowed.  The District Attorney’s office first blocked my email address when I tried to report a real estate theft operation; I got a new address to provide information regarding the unsolved William Polzin murder, however, they refuse to acknowledge me!
 
With little effort, one can easily see I never lied about any of this.  I was set up and have since been used as a scape goat for what this group is running – it will never matter what I report; they simply call me a “liar” and “crazy” and slam the door. 
Is name-calling really all it takes to get by with suspected homicide, attempted murder, cover-up of an unsolved murder, forged deeds, altered legal documents, ID theft, etc?  Can the same scape goat continue to be used (called “crazy” and “liar”) when uncovering forgeries of previous victims?  Even after the forgeries have been verified by an expert handwriting analyst?  In this case, forgeries of the very woman who the resort owner said I would be meeting, “IN ANOTHER WORLD?!?”  (And more.)  Here is a hint:

Not one thing I reported was ever looked into. – I was made the criminal.  To this day, the focus remains on discrediting and silencing me.  As one person informed me some time ago, “You may have made it further than the rest of them, but there is no way out.”   Another one told me I better stop this or I will be locked up in the “nut house” as others have been – then I will lose my home.  Wasn’t that the intent from the beginning!  Would having me locked up be similar to how another neighbor down the street was locked up – then died when he was released, as this group was already in the process of distributing his assets among themselves?!?  Believe me – they need me OUT!  They need these properties leveled to cover up the evidence of what was done; they need a new deed with revised property lines.  Turn my back and run?  Where – I have been stripped of a means of survival; left unemployable.  Severed from everyone.  Kept isolated and pinned into a corner.  Run, as one of the resort owner’s earlier victims did after getting away, pleading for help, saying she was poisoned with intent to kill?!?  Due to her credibility being destroyed while being poisoned, no one believed her either.  Dead – age 39.  Another victim was targeted by one of my “planted” tenants – a single woman who moved to Fresno to begin a “new life” was met by my former tenant who had become a realtor.  Believing she met her first new friend, she allowed the realtor use of an extra room.  Then the hell began; property being torn apart – walls down, burglary, as this woman pled for help, unable to get the realtor and her husband out.  She said the they wanted her to add their names to the deed “in case something happened to her” – she was in fear for her life.  Knowing the danger she was in, I reported this to the senior risk analyst who ignored me.  I faxed and emailed her attorney – no answer.  There is no help.  I can no longer find this woman; online records show the people she reported now using this woman’s last name and address as their own!  Other names have been added, which make it appear that they are a large family.  It is true – once targeted, there is no way out.  Computer hacked; phones tapped; every move monitored; attempts to seek help sabotaged.  Evidence altered / eliminated – followed my more name calling.  As if I made all of this up?  If a certain 2 members of this group were connected to a polygraph, I GUARANTEE I would expose 60 deaths / poisonings / disappearances (ID theft) linked to them.  As you can imagine, my days are numbered.  These are the so-called “victims.”  These are the so-called “credible witnesses.”  These are the people being protected. For anyone who may be wondering why Mayor Alan Autry would turn his back and give instructions to have that Restraining Order issued against me (according to the senior risk analyst, he was “tired” of receiving my reports and pleas for help) – let me mention that there may be a close connection to the estate planner that has not yet been exposed.  It was 1991 when I was working part-time for the estate planner; he and his office manager already knew that Alan Autry was coming to Fresno to fill an elected position – they were ecstatic as the office manager repeatedly asked me what would be done with my family’s properties.  Figure that out.   (Everything sneaky and done behind the back.)

After 14 yrs spent as a caregiver to my family members, this is only a portion of the hell I have endured over the next 10 yrs. This is behind a 50+ yr cover-up; be sure that they have no intention of letting me out of their grip again.

I have not had a broken pipe, yet my insurance carrier informed me 5 yrs ago that if I ever do, it will not be covered due to a “conspiracy.”     

Because in my frantic attempt to uncover what had caused such horrific damages to my home back then, all I could come up with was my suspicions that it was a conspiracy.  Obviously it had been carried out by more than 1 person – isn’t that what constitutes the term, “conspiracy?”  In addition to the damages, everything I owned had been switched with trash look-alike; my house had been gutted and patched back together – surely more than 1 person was behind it.  I later uncovered the cause – the City of Fresno and their fake work crew, who have been secretly altering the city water system. THEY DID THIS TO MY HOME WHILE LYING TO ME ABOUT THE CAUSE BEHIND SEWAGE BACK SPILLS!
 
Just recently, 5 years later, my central air/heating unit was torn out and replaced with trash.  This is VANDALISM.  Covered under my insurance policy.  Or so that is how it works for everyone else who pays premiums.  In my case, this is how things were handled:
 
I reported this to my insurance agent who told me he forwarded the information to the carrier.  I reported it AGAIN, and again he told me he forwarded the information to the carrier.  The THIRD time, he reported it to the insurance carrier.  The adjuster was sent out with an expert to determine whether or not my unit had been vandalized.  See below:
 
Heat2

Heat2

    
1 of several vents

1 of several vents

The expert never touched anything – he did nothing but carry on about the age of the unit and how much more efficient they were made today.  I was already aware of that.  My unit worked perfectly prior to being torn apart, metal switched with asbestos, taped back together so I suggested he at least remove the tape to see what was done.  Not a chance.  I told him dirt was blowing in through the vents, making me sick – had the ducts been removed?  His explanation was due to the filter being the wrong size.  I have lived in this house for over 30 yrs and I guarantee that until the vandalizing took place, the filter fit PERFECTLY.  He then said it was due to dirt in my basement, which was absurd.  The slot for the filter is only wide enough to slip the filter in, located 6′ from the ground, in a basement with a cement floor and brick walls.  No wind or hurricanes blowing dirt around, let alone into the filter.  Then came the other portion of this bi-level unit, the air conditioning portion.   Last year I had the Freon charged  – no leaks, no problems, everything worked beautifully.  It too, had been switched with trash. Beneath the dirt, was brand new duct tape holding the wiring together.  Copper line switched with rubber?  The “expert” determined that nothing was vandalized – all of this was the result of “age.”  I pointed out the brand new hose – the tiny print is still legible!  He agreed it was new.  When I asked how that was possible, he immediately said it was old – it had just held up well.  One minute the unit had no leaks – the next minute it did. 
 
I then received a notice of cancellation.  Then I received a refund for $525.  No reason, no explanation.   
 
In panic over being without insurance I contacted other agencies.  The first one contacted my insurance company to find out why I had been cancelled.  They said that regardless of never paying an insurance claim in the 15+ yrs I had been a client, I filed too many claims.  The agent said I needed to look elsewhere, I needed to locate a company that handled high-risk clients such as me – that I would pay an exorbitant premium due to my past history!  The next agent said I had 0 claims on record – he proceeded to give me rates much less than I am currently paying. 
 
I pursued this with the Dept. of Insurance – I was set up and the adjuster had conducted a phony inspection.  Suddenly I was reinstated.  Then I received a letter stating I had never been canceled nor had the claim been looked into.  Then I received a letter stating that the claim was denied to the earlier “conspiracy” mentioned above. 
 
What was done to my home has been done to every other structure throughout Fresno.  Why am I being singled out.  It is obvious that nothing will ever be covered under my policy – I have been set up for total annihilation, courtesy of the City of Fresno who first conspired with the insurance adjuster in saying the City would be responsible for earlier damages.  After having me sign a “release” for clean-up of the raw sewage, she used that “release” as her ticket of non-responsibility for what ensued – as she continued lying about the cause behind sewage back spills and denial of the city water system being altered.  She acted as if this piece of paper gave her the authority to have (and/or cover-up) my family being annihilated in order to rob and tear our properties apart and patch them back together with trash.  Clearly, it was not intended that I would still be here either.  While being administered unknown chemicals, fraudulent legal documents had been prepared, appointing her associate in charge should “something happen to me.”  Fraudulent insurance policy appointing him beneficiary as the other associate informed me I would be meeting the others, “in another world!”    
 
This is one method the City of Fresno and their fake work crew are wiping people out – evidenced by the trail I uncovered.  This was also done to the owner of the Laundromat across the alley – the risk anlayst was the last person seen speaking to him – lying and setting him up as she did to me.  His property was then stripped and gutted; rebuilt on top of new sewer/water lines.  This is how we lost our 2 income properties next door – with “planted” tenants, properties were stripped and gutted. Ringleader intercepted my property insurance coverage; conspired with the agent and I was without coverage, set up and unable to find replacement coverage as mold consumed one of the buildings.  (Loosening clamped lines – he had fraudulent legal documents appointing himself in charge “should something happen to me.”)  This is linked to Mayor Autry’s citywide “upgrade” – property located next to main streets are the ones where the illegal connections to the main line are being made.  They are not done with me – they need me OUT. 
 
Should it be surprising to learn that the head of the fake work crew has been in the insurance / estate planning field for 45+ yrs?  This is his “secret sideline.”  In addition to me, other/s reported being poisoned while violated by his group.  He forges insurance applications and alters legal documents while saying, “You can’t live for the dead.”  He is a former employee of the City of Fresno – he and his group are protected as their victims are annihilated.
I sent countless pleas for help from Mayor Alan Autry – why was this done to us?!?  He refused to even acknowledge me – he had the audacity to have these very people who lied and set us up to be annihilated, issue a Restraining Order against ME!  Deeming ME a “DANGER TO THEIR LIVES!”  Can you believe this?!? 
With no help or explanations for what was done to our properties, I inquired about the new water meter in the alley, which had been relocated 8′ south.  That is PUBLIC INFORMATION.  The response from Kerry Trost, senior risk analyst, “That is YOUR problem – it is on YOUR property!”  After reminding him that I do not own the alley nor maintain the city water meters, he then demanded, “THIS IS OVER!” 

WaterMeter

WaterMeter

 

 

Kerry Trost has since refused to acknowledge me.  In reality, that water meter is connected to the sewer vent in my back yard, which went from 2′ to 10′ from the fence – further evidence of what they did to these properties, verified on their own sewer layout.  Due to the lies, it was ME who got stuck paying a plumbing bill when that meter was moved, because it was done UNAUTHORIZED.  Same with the unauthorized relocation of PG&E’s utility pole – they demanded I not contact PG&E, which resulted in an additional $900 to my utility bill that month.  Despite witnesses to the relocated poles, PG&E has no record of their poles being relocated – more altered records and transferred numbers on the poles.  Common sense should indicate that the poles HAD to be relocated and reconnected to line back up to the altered structures – but with the city and their group carrying this out in secret, altering records as this continues, getting around the lies, fraud and corruption have been made next to impossible!  They finally got caught PRIOR to having the sewer layout altered to cover up what they did to these properties – so they stoop to name-calling and even commit perjury to discredit their own records, followed by death threats.  But which records are they discrediting – do they even know?  The sewer layout no longer lines up to the parcels that were altered – more evidence of what they are doing.  
 
Before and After

Before and After

Can you imagine living like this.  After my family was annihilated, they took control of our properties and belongings with intentions of eliminating me next – the horrors have never ended.  Left unemployed, in fear for my life.  Breathing mold, asbestos, filth – nasty, foul-smelling water coming from pipes replaced with trash that are now clamped together.  I no longer have air conditioning or heat.  Everything I owned was switched with trash – from personal belongings down to the doors/windows, fireplace flue, built-in cabinets, toilets, faucets (leaking mold), flooring, nothing was left as the damages continue to snowball.  Vehicles and trailer switched with trash (VIN altering verified.)  Pets harmed and/or killed.  Stripped of protection, no recourse for ANYTHING as the horrors continue, I live in terror of what they will do to me next. 
They simply call me a “liar” and slam the door.  I never lied about anything.  I invested countless hours into uncovering evidence that they are doing this to others – sure enough, a trail lined with ID theft, forged deeds of people never seen again (verified by licensed handwriting expert), illegal conversion of assets – exactly as I said they did to my family and planned to do to me next.  But even that was prohibited from being reported – the DA’s office blocked my email address so I could not report it.  Not even the evidence behind a real estate theft operation.  Or clues behind 2 unsolved murders; 1 of which was 1 block away.  Same lying neighbors covering up what was done.
It was an accident I got away before they finished what they began – look who is covering it up.  That is where you find the “CONSPIRACY!”  My family and I were set up for total annihilation – the City of Fresno PAYS their employee to blatantly lie and set up residents for total annihilation.  The fake work crew steps in and takes over.  It is not over until their victim is OUT and the deed has been altered to reflect the illegally altered property lines.  Therefore, no need to pay a claim or even acknowledge the atrocities committed against someone who is scheduled for their final departure.  From what I understand, these properties were/are going to be leveled – THEY WILL COLLECT THE INSURANCE CLAIM!  (Nothing new – I counted 18 fires within a 2 mi. stretch – we were on their path.)
    
  
 

 

 "New" floor in tool shedBeneath "new" floor in tool shed

Beneath

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